Privacy Policy

SAS InsureTech Solutions Pvt Ltd ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Submit a quote request through our website
• Contact us via email, phone, or WhatsApp
• Register for our services or platforms
• Subscribe to our newsletter or updates

This information may include:

• Name and designation
• Institution name and type
• Email address and phone number
• Business address and location
• Loan portfolio information
• Insurance coverage requirements

1.2 Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address and browser type
• Operating system and device information
• Pages viewed and time spent on pages
• Referring website addresses
• Date and time of visits

2. How We Use Your Information

We use the information we collect to:

• Process and respond to your quote requests
• Connect you with appropriate licensed insurance brokers in our network
• Provide customer support and technical assistance
• Send you information about our services and updates
• Improve our website, platforms, and services
• Comply with legal and regulatory requirements
• Prevent fraud and maintain security
• Analyze website usage and trends

3. How We Share Your Information

3.1 With Licensed Insurance Brokers

As a sourcing partner, we share your information with licensed insurance brokers in our network to provide you with appropriate insurance solutions for your loan protection needs.

3.2 With Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Email service providers
• Website hosting and maintenance
• Analytics and data processing services
• Customer support platforms

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities, including to meet national security or law enforcement requirements.

3.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Secure Socket Layer (SSL) encryption for data transmission
• Regular security assessments and audits
• Access controls and authentication mechanisms
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

5. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

6. Your Rights

You have the right to:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Objection: Object to our processing of your personal information
• Restriction: Request restriction of processing your information
• Portability: Request transfer of your information to another service provider
• Withdraw Consent: Withdraw your consent at any time where we rely on consent to process your information

7. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to collect and track information about your website usage. You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Compliance with Indian Laws

We comply with applicable Indian data protection laws, including the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.